Cost of Living
per year
per month
How Toms River's prices compare to the US city average across major spending categories.
How far does your salary go in Toms River?
Your $100,000 in Toms River has the same purchasing power as $81,466 in the average US city. You'd need $18,534 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Toms River's cost index of 123, sorted by closest match.
Toms River has a handful of real selling points, and they're not the kind of thing you find in a brochure. Solidly above-average earnings and crime statistics come out reassuring are the headliners, plus 1 more things worth knowing. The rest is below.
The typical household in Toms River pulls in $92,012 — comfortably above the US median. Combined with the cost of living here, the income-to-expense ratio works out better than a quick look at either number in isolation would suggest.
The reported crime rate in Toms River runs about -24 per 100,000 residents — meaningfully below the national norm. People who care about safety as a baseline rather than a feature tend to land in cities with numbers like these.
Average AQI in Toms River comes in around 34, well into the "good" band. Clean air isn't a thing you appreciate until you've lived somewhere it wasn't — and this is the side of that line you want to be on.
Reasons are pulled from Toms River's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Toms River gets a handful of meaningful snow days each year. Winters average about 30°F — cold enough for several inches at a time, warm enough for everything to melt between storms.
A real winter, but not a punishing one. Toms River averages roughly 30°F in winter, with the coldest mornings dipping into the single digits a few times a year and most days landing somewhere between "chilly" and "actually cold".
Reliably warm. Toms River's summer averages around 83°F, the kind of heat where you remember to leave the house before noon for outdoor things and accept that the back of your shirt will be wet by lunchtime.
Toms River falls in roughly USDA Zone 8. The zone classification is based on average annual minimum temperatures, so it's the right lookup for whether perennials and trees will overwinter here. Note that this is approximate from our winter-temperature data — check the USDA map for the exact zone before betting an expensive plant on it.
Around 62 feet (19 m) above sea level — flat enough that nothing about Toms River's altitude shows up in daily life.
Hurricane season covers June through November, with peak activity in late summer and early fall. For Toms River, the practical advice is: have a few days of water and supplies on hand from August onward, know your evacuation route, and don't wait for the news to tell you a storm is "probably nothing" — track the cone yourself.
The headline number is reassuring. Toms River's reported incident rate of about -24 per 100,000 is comfortably below the US norm of around 3,500 per 100k. Specific neighborhoods always vary, but the broader picture is on the safer side.
More expensive than average — by enough to plan around. Toms River's composite index is 123 versus 100 for the US, with rent and home prices driving most of the gap. Salaries in higher-paying industries usually move together, but the math still tightens for everyone else.
Toms River's Walk Score is 9/100, firmly in the car-required tier. The layout assumes you'll drive to the grocery store, drive to work, drive everywhere.
As a rule of thumb, plan on about $85,925 to live in Toms River the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Toms River runs about $1,592/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.