Cost of Living
per year
per month
How Frederick's prices compare to the US city average across major spending categories.
Index: 100 = US city average. Values >100 mean more expensive, <100 means cheaper.
How far does your salary go in Frederick?
Your $100,000 in Frederick has the same purchasing power as $78,561 in the average US city. You'd need $21,439 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Frederick's cost index of 127, sorted by closest match.
Frederick, Maryland has a cost-of-living index of 127, which is 27% above the national average. The typical renter pays $1,614 per month. The median household earns $89,981 per year.
To match the lifestyle of a $70,000 earner in the average US city, you'd need about $89,103 per year in Frederick. Single renters typically want at least three times the $19,368 threshold to cover housing comfortably.
Frederick is more expensive than most US cities. Overall prices are 27% above the national average.