City comparison
Cost indices by category, with the US city average (100) marked.
Index: 100 = US city average. Lower is more affordable.
Side-by-side costs, salaries, and sub-category indices.
| Metric | Frederick | Germantown | Difference |
|---|---|---|---|
| Median rent | $1,614/mo | $1,908/mo | 15.4% lower in A |
| Median home value | $343,800 | $393,700 | 12.7% lower in A |
| Median household income | $89,981 | $109,268 | 17.7% lower in A |
| Groceries index | 104.9 | 108.4 | 3.2% lower in A |
| Utilities index | 103.6 | 108.1 | 4.2% lower in A |
| Transportation index | 93.0 | 98.9 | 6.0% lower in A |
| Healthcare index | 112.4 | 121.8 | 7.6% lower in A |
How much you'd need to earn in the other city to keep the same standard of living.
If you earn $100,000 in Frederick, you'd need $111,589 in Germantown to maintain your standard of living.
Climate, safety, and demographics side by side.
Frederick, MD is about 10.4% cheaper overall than Germantown, MD, based on our cost-of-living index. Housing costs are roughly 15% lower in Frederick than in Germantown. If you earn $80,000 in Frederick, you'd need about $89,272 in Germantown to keep the same standard of living.