Cost of Living
per year
per month
How Haverhill's prices compare to the US city average across major spending categories.
How far does your salary go in Haverhill?
Your $100,000 in Haverhill has the same purchasing power as $81,586 in the average US city. You'd need $18,414 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Haverhill's cost index of 123, sorted by closest match.
If you're weighing a move to Haverhill, the short answer is that the city has a few genuine arguments going for it — most obviously paychecks come in above the us average and it's a quieter city by the numbers, plus 2 more things worth knowing. Here's the longer version.
Median household income in Haverhill is $81,989, a step above the national median of about $75k. The local job market leans toward industries that pay better than average, and that shows up in the take-home for most working households here.
Haverhill reports roughly 1,382 crime incidents per 100,000 residents, well under the US average of about 3,500 per 100k. As always, citywide numbers paper over real differences between neighborhoods — but the broader trend here is on the calmer end of the US distribution.
Haverhill earns a Walk Score of 62/100 — above the US median, with denser neighborhoods scoring higher than the citywide aggregate suggests. A car is still useful for longer trips, but everyday life works on foot for a lot of residents.
Haverhill's air quality index averages about 31 — comfortably in the EPA's "good" range. No daily ritual of checking the AQI before going for a run, no smoky-day plans, no surprise asthma flare-ups for the kids. The kind of background condition you notice mostly by its absence.
Reasons are pulled from Haverhill's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Yes, several times a winter. Haverhill's winter average of about 26°F sits right around freezing, so storms typically drop real snow that lingers a few days before slush sets in.
Cold but workable. Winter in Haverhill averages about 26°F — colder than the national norm, mild compared to the upper Midwest. A solid coat handles most days; the genuine cold snaps are short.
Pleasantly warm. Haverhill's summer averages around 80°F — comfortable for outdoor evenings, hot enough on peak days to warrant AC but mild compared to the Sun Belt.
Approximately USDA Hardiness Zone 8. That's the band gardeners use to pick plants — anything rated for Zone 8 or colder should survive a typical winter in Haverhill. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Haverhill sits at about 56 feet (17 m) above sea level — low-lying, but with enough cushion that day-to-day life isn't affected by ocean levels.
Officially, Atlantic hurricane season runs June 1 through November 30, but most of the action lands between mid-August and mid-October. For Haverhill, that's when to keep half an eye on the National Hurricane Center forecast cone — and when an actual evacuation plan is worth having in the drawer if you're in a low-lying or coastal neighborhood.
By the numbers, yes. Haverhill reports roughly 1,382 crime incidents per 100,000 residents — well under the US average of about 3,500 per 100k. The big caveat applies as always: every city has neighborhoods that look nothing like the citywide average. But the citywide average here is genuinely good.
Yes, noticeably. Haverhill's cost-of-living index runs 123, about 23% above the US baseline. Housing usually accounts for most of the markup; groceries and services run higher too but with less drama.
Somewhat. Haverhill earns a Walk Score of 62/100 — many daily errands are doable on foot, especially in the denser neighborhoods, but a car still helps for longer trips. Transit Score is 37 out of 100.
Roughly $85,799 a year would match the lifestyle of someone earning $70,000 in an average US city. That's a starting point, not a target — negotiate higher when you can. Median rent in Haverhill runs about $1,462/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.