Cost of Living
per year
per month
How Beavercreek's prices compare to the US city average across major spending categories.
How far does your salary go in Beavercreek?
Your $100,000 in Beavercreek has the same purchasing power as $113,947 in the average US city. You'd need $13,947 less here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Beavercreek's cost index of 88, sorted by closest match.
So why do people move to Beavercreek? The honest answer involves a few specific things the data backs up — most clearly cheaper than the national average, with no fine print and paychecks come in above the us average, plus 5 more things worth knowing. The detail on each one is below.
The composite cost-of-living index lands at 88, a comfortable 12% under the US norm. It shows up most clearly in housing, which is where the gap to coastal metros usually opens up. Median rent in town runs about $1,304/mo against a typical household income of $108,140, which is the kind of ratio that leaves room to save.
The typical household in Beavercreek pulls in $108,140 — comfortably above the US median. Combined with the cost of living here, the income-to-expense ratio works out better than a quick look at either number in isolation would suggest.
Unemployment in Beavercreek is running about 2.8% — below the typical US baseline of around 4%. That usually translates to a job market where employers compete for workers more than the other way around, which is the better side of that equation to be on if you're the one moving.
The reported crime rate in Beavercreek runs about 1,713 per 100,000 residents — meaningfully below the national norm. People who care about safety as a baseline rather than a feature tend to land in cities with numbers like these.
Average AQI in Beavercreek comes in around 44, well into the "good" band. Clean air isn't a thing you appreciate until you've lived somewhere it wasn't — and this is the side of that line you want to be on.
Average commute time in Beavercreek runs around 20 minutes one-way — short enough that it doesn't restructure your day. Compared to the 45-plus-minute commutes that are normal in major metros, the difference adds up to a real lifestyle gap.
Beavercreek has a college-educated share of about 52% among adults 25+, which is higher than the national norm. It shows up in the local job mix, in the school district's reputation, and in the kind of conversations you have at the coffee shop.
Reasons are pulled from Beavercreek's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Yes, several times a winter. Beavercreek's winter average of about 26°F sits right around freezing, so storms typically drop real snow that lingers a few days before slush sets in.
A real winter, but not a punishing one. Beavercreek averages roughly 26°F in winter, with the coldest mornings dipping into the single digits a few times a year and most days landing somewhere between "chilly" and "actually cold".
Reliably warm. Beavercreek's summer averages around 85°F, the kind of heat where you remember to leave the house before noon for outdoor things and accept that the back of your shirt will be wet by lunchtime.
Approximately USDA Hardiness Zone 8. That's the band gardeners use to pick plants — anything rated for Zone 8 or colder should survive a typical winter in Beavercreek. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Roughly 935 feet (285 m). That's modest elevation — comparable to most inland-Midwest and Southern cities.
The headline number is reassuring. Beavercreek's reported incident rate of about 1,713 per 100,000 is comfortably below the US norm of around 3,500 per 100k. Specific neighborhoods always vary, but the broader picture is on the safer side.
Beavercreek is a genuinely affordable city by US standards. The composite index sits at 88 versus the 100 national baseline — about 12% cheaper overall, with housing doing most of the heavy lifting.
Beavercreek scores 38 out of 100 on Walk Score, which translates to "car-dependent but not aggressively so". Some neighborhoods buck the citywide average; the dense inner cores are usually noticeably more walkable than the city number suggests.
As a rule of thumb, plan on about $61,432 to live in Beavercreek the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Beavercreek runs about $1,304/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.