Cost of Living
per year
per month
How Springfield's prices compare to the US city average across major spending categories.
How far does your salary go in Springfield?
Your $100,000 in Springfield has the same purchasing power as $121,773 in the average US city. You'd need $21,773 less here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Springfield's cost index of 82, sorted by closest match.
So why do people move to Springfield? The honest answer involves a few specific things the data backs up — most clearly cheaper than the national average, with no fine print and it's an easy city to live in on a bike, plus 2 more things worth knowing. The detail on each one is below.
The composite cost-of-living index lands at 82, a comfortable 18% under the US norm. It shows up most clearly in housing, which is where the gap to coastal metros usually opens up. Median rent in town runs about $787/mo against a typical household income of $45,113, which is the kind of ratio that leaves room to save.
Bike Score of 66/100 in Springfield. That puts it in the small group of US cities where you can do groceries, commute, and run errands on a bike without it being a feat of urban survival.
Average AQI in Springfield comes in around 44, well into the "good" band. Clean air isn't a thing you appreciate until you've lived somewhere it wasn't — and this is the side of that line you want to be on.
Average commute time in Springfield runs around 20 minutes one-way — short enough that it doesn't restructure your day. Compared to the 45-plus-minute commutes that are normal in major metros, the difference adds up to a real lifestyle gap.
Reasons are pulled from Springfield's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Snow is just part of the winter in Springfield. Average temperatures around 25°F mean the ground stays covered from December well into March, and a snowblower is less optional than aspirational.
Properly cold. Springfield's winter sits around 25°F on average — and that's the average, meaning plenty of nights drop well below zero. People here own gear.
Reliably warm. Springfield's summer averages around 84°F, the kind of heat where you remember to leave the house before noon for outdoor things and accept that the back of your shirt will be wet by lunchtime.
Approximately USDA Hardiness Zone 7. That's the band gardeners use to pick plants — anything rated for Zone 7 or colder should survive a typical winter in Springfield. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Roughly 928 feet (283 m). That's modest elevation — comparable to most inland-Midwest and Southern cities.
Worse than the national norm, but it depends where. Springfield's ~5,834 per 100,000 reflects a citywide aggregate. Some neighborhoods here are notably safer than the average; others are notably worse. Worth looking at the specific area, not the city-level number.
Springfield is a genuinely affordable city by US standards. The composite index sits at 82 versus the 100 national baseline — about 18% cheaper overall, with housing doing most of the heavy lifting.
Springfield scores 42 out of 100 on Walk Score, which translates to "car-dependent but not aggressively so". Some neighborhoods buck the citywide average; the dense inner cores are usually noticeably more walkable than the city number suggests.
As a rule of thumb, plan on about $57,484 to live in Springfield the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Springfield runs about $787/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.