Should I Move To
Tracy, California is home to about 94,027 people. On cost of living, it lands in the expensive band — 15% above the national average. The median renter pays around $2,162 a month against a typical household income of $111,717. Our composite UrbRank Score lands at 43 out of 100 (grade D), putting it at #725 nationally.
UrbRank Score · General
Each dimension scored 0-100 against every other US city.
Based on overall cost of living vs. other US cities.
Inverse of violent + property crime rate per 100,000 residents.
Temperate summers & winters, moderate precipitation.
Walk Score — how feasible daily errands are on foot.
Unemployment rate plus household income vs. national median.
Air quality index (EPA AQS data).
Share of residents 25+ with a bachelor's degree or higher.
Tracy's composite cost-of-living index lands at 115 (100 = US average), which puts it in the expensive band. At $2,162/mo against $111,717 in median household income, the typical renter spends about 23% of income on housing — right inside the standard 30%-of-income guideline. Median home value sits around $617,300.
Full cost-of-living breakdown →Climate is hot-summer — summer averages around 93°F, winter averages around 40°F. Precipitation totals about 13 inches a year. Car-dependent for most errands, with small walkable pockets downtown or in older neighborhoods. Crime sits a notch better than the national norm — not crime-free, but a step above average. Air quality is moderate (AQI 52).
Verdict by lifestyle profile — same data, different priorities.
Tracy doesn't obviously fit families. It earns 39/100 (grade F) on the families profile. Strongest on safety (77/100); weakest on environmental quality (14/100).
Tracy doesn't obviously fit retirees. It earns 38/100 (grade F) on the retirees profile. Strongest on safety (77/100); weakest on environmental quality (14/100).
Tracy doesn't obviously fit remote workers. It earns 34/100 (grade F) on the remote workers profile. Strongest on safety (77/100); weakest on environmental quality (14/100).
Tracy doesn't obviously fit young professionals. It earns 50/100 (grade D) on the young professionals profile. Strongest on safety (77/100); weakest on environmental quality (14/100).
Tracy, California pulls a 43/100 overall on the UrbRank Score (grade D), currently ranked #725 nationally. The composite weights seven lifestyle dimensions: affordability, safety, climate, walkability, jobs, environment, and education.
Tracy's cost-of-living index is 115 (with 100 as the US average), which lands in the expensive band — 15% above the national average. Median rent runs about $2,162/mo.
Hot-summer — summer averages around 93°F, winter averages around 40°F, with about 13 inches of precipitation a year.
Walk Score: 41/100. Car-dependent for most errands, with small walkable pockets downtown or in older neighborhoods.
Tracy has about 94,027 residents, 24% of adults 25+ holding a bachelor's degree or higher with a median age of 34.
Use UrbRank's comparison tool to put Tracy head-to-head against any other US city — housing, salaries, demographics, and quality-of-life metrics side by side. The leaderboard pages also show how Tracy stacks up for families, retirees, remote workers, and young professionals specifically.
Every US city is scored 0-100 on seven dimensions using public data from the US Census Bureau, Bureau of Labor Statistics, FBI Crime Data Explorer, EPA Air Quality System, NOAA NCEI, and Walk Score. Each dimension is a percentile rank against every other city — so a score of 80 means the city is in the top 20% nationally on that dimension.
The overall score is a weighted average. Five lifestyle profiles — general, families, retirees, remote workers, young professionals — weight the dimensions differently to reflect what each cares about. Families get more weight on safety and schools; young professionals get more weight on jobs and walkability; retirees get more weight on climate.
Compare Tracy with other California cities scored on UrbRank.
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