Cost of Living
per year
per month
How Westfield's prices compare to the US city average across major spending categories.
How far does your salary go in Westfield?
Your $100,000 in Westfield has the same purchasing power as $106,564 in the average US city. You'd need $6,564 less here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Westfield's cost index of 94, sorted by closest match.
So why do people move to Westfield? The honest answer involves a few specific things the data backs up — most clearly cheaper than the national average, with no fine print and paychecks here run high, plus 5 more things worth knowing. The detail on each one is below.
The composite cost-of-living index lands at 94, a comfortable 6% under the US norm. It shows up most clearly in housing, which is where the gap to coastal metros usually opens up. Median rent in town runs about $1,444/mo against a typical household income of $117,519, which is the kind of ratio that leaves room to save.
Westfield's typical household earns $117,519, which puts it in the top tier of US cities for household income. The bottom of the wage distribution isn't necessarily different from anywhere else, but the median and above sit meaningfully higher.
Unemployment in Westfield is running about 2.0% — below the typical US baseline of around 4%. That usually translates to a job market where employers compete for workers more than the other way around, which is the better side of that equation to be on if you're the one moving.
The reported crime rate in Westfield runs about 838 per 100,000 residents — meaningfully below the national norm. People who care about safety as a baseline rather than a feature tend to land in cities with numbers like these.
Bike Score of 60/100 in Westfield. That puts it in the small group of US cities where you can do groceries, commute, and run errands on a bike without it being a feat of urban survival.
Average commute time in Westfield runs around 24 minutes one-way — short enough that it doesn't restructure your day. Compared to the 45-plus-minute commutes that are normal in major metros, the difference adds up to a real lifestyle gap.
Westfield has a college-educated share of about 57% among adults 25+, which is higher than the national norm. It shows up in the local job mix, in the school district's reputation, and in the kind of conversations you have at the coffee shop.
Reasons are pulled from Westfield's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Snow is just part of the winter in Westfield. Average temperatures around 21°F mean the ground stays covered from December well into March, and a snowblower is less optional than aspirational.
Properly cold. Westfield's winter sits around 21°F on average — and that's the average, meaning plenty of nights drop well below zero. People here own gear.
Reliably warm. Westfield's summer averages around 82°F, the kind of heat where you remember to leave the house before noon for outdoor things and accept that the back of your shirt will be wet by lunchtime.
Approximately USDA Hardiness Zone 7. That's the band gardeners use to pick plants — anything rated for Zone 7 or colder should survive a typical winter in Westfield. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Roughly 899 feet (274 m). That's modest elevation — comparable to most inland-Midwest and Southern cities.
The headline number is reassuring. Westfield's reported incident rate of about 838 per 100,000 is comfortably below the US norm of around 3,500 per 100k. Specific neighborhoods always vary, but the broader picture is on the safer side.
It's a middle-of-the-road US city on cost. Westfield's index of 94 sits within a few points of the national average — your money buys roughly what it would in a typical American metro.
Westfield's Walk Score is 24/100, firmly in the car-required tier. The layout assumes you'll drive to the grocery store, drive to work, drive everywhere.
As a rule of thumb, plan on about $65,688 to live in Westfield the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Westfield runs about $1,444/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.