Cost of Living
per year
per month
How Utica's prices compare to the US city average across major spending categories.
Index: 100 = US city average. Values >100 mean more expensive, <100 means cheaper.
How far does your salary go in Utica?
Your $100,000 in Utica has the same purchasing power as $114,456 in the average US city. You'd need $14,456 less here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Utica's cost index of 87, sorted by closest match.
Utica, New York has a cost-of-living index of 87, which is 13% below the national average. The typical renter pays $873 per month. The median household earns $48,212 per year.
To match the lifestyle of a $70,000 earner in the average US city, you'd need about $61,159 per year in Utica. Single renters typically want at least three times the $10,476 threshold to cover housing comfortably.
Utica is cheaper than most US cities. Overall prices are 13% below the national average.