Cost of Living
per year
per month
How Palm Coast's prices compare to the US city average across major spending categories.
How far does your salary go in Palm Coast?
Your $100,000 in Palm Coast has the same purchasing power as $97,780 in the average US city. You'd need $2,220 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Palm Coast's cost index of 102, sorted by closest match.
If you're weighing a move to Palm Coast, the short answer is that the city has a few genuine arguments going for it — most obviously no state income tax and it's a quieter city by the numbers, plus 1 more things worth knowing. Here's the longer version.
Florida is one of the handful of US states with no state income tax on wages, so the only income-tax bite on a paycheck in Palm Coast is federal. For a household earning $100k, that's a tangible four-figure difference every year compared to a comparable salary in California or New York.
Palm Coast reports roughly 743 crime incidents per 100,000 residents, well under the US average of about 3,500 per 100k. As always, citywide numbers paper over real differences between neighborhoods — but the broader trend here is on the calmer end of the US distribution.
Palm Coast's air quality index averages about 41 — comfortably in the EPA's "good" range. No daily ritual of checking the AQI before going for a run, no smoky-day plans, no surprise asthma flare-ups for the kids. The kind of background condition you notice mostly by its absence.
Reasons are pulled from Palm Coast's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Now and then. Palm Coast's winters are cool rather than truly cold — about 45°F on average — so most of the precipitation falls as rain. A snowy morning happens a few times a season; sustained accumulation is rare.
Mild on the cold side. Palm Coast's winter average of about 45°F is the kind of weather where you want a jacket but the heating bill is manageable. Snow is rare, frost is occasional, and the lawn never really browns out.
Genuinely hot. Summer in Palm Coast averages about 91°F, and peak afternoons run well over a hundred. Outdoor plans move to mornings and evenings; AC is the most-used appliance in the house.
Approximately USDA Hardiness Zone 9. That's the band gardeners use to pick plants — anything rated for Zone 9 or colder should survive a typical winter in Palm Coast. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Palm Coast sits at about 33 feet (10 m) above sea level — low-lying, but with enough cushion that day-to-day life isn't affected by ocean levels.
Officially, Atlantic hurricane season runs June 1 through November 30, but most of the action lands between mid-August and mid-October. For Palm Coast, that's when to keep half an eye on the National Hurricane Center forecast cone — and when an actual evacuation plan is worth having in the drawer if you're in a low-lying or coastal neighborhood.
By the numbers, yes. Palm Coast reports roughly 743 crime incidents per 100,000 residents — well under the US average of about 3,500 per 100k. The big caveat applies as always: every city has neighborhoods that look nothing like the citywide average. But the citywide average here is genuinely good.
Roughly average. Palm Coast's cost-of-living index is 102, putting it in the band where rent, groceries, and utilities track the national norm. Not a bargain, not a premium.
Not really — Palm Coast is built around the car. Its Walk Score of 1 out of 100 means almost every errand is a drive. Living without a car is technically possible but real work; most residents wouldn't try it.
Roughly $71,589 a year would match the lifestyle of someone earning $70,000 in an average US city. That's a starting point, not a target — negotiate higher when you can. Median rent in Palm Coast runs about $1,621/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.