Cost of Living
per year
per month
How Oxnard's prices compare to the US city average across major spending categories.
How far does your salary go in Oxnard?
Your $100,000 in Oxnard has the same purchasing power as $74,145 in the average US city. You'd need $25,855 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Oxnard's cost index of 135, sorted by closest match.
Oxnard has a handful of real selling points, and they're not the kind of thing you find in a brochure. Solidly above-average earnings and a genuinely mild climate are the headliners, plus 2 more things worth knowing. The rest is below.
The typical household in Oxnard pulls in $90,409 — comfortably above the US median. Combined with the cost of living here, the income-to-expense ratio works out better than a quick look at either number in isolation would suggest.
Oxnard's climate sits in the rare US sweet spot — summer averages around 77°F, winter averages around 45°F. You get four seasons without paying the heating bills of the Upper Midwest or the AC bills of the Sun Belt.
Reported crime in Oxnard comes in around 2,156 per 100,000 — under the national baseline of about 3,500. Worth digging into specific neighborhoods before settling on one, but the city-level picture is on the safer side.
Average AQI in Oxnard comes in around 34, well into the "good" band. Clean air isn't a thing you appreciate until you've lived somewhere it wasn't — and this is the side of that line you want to be on.
Reasons are pulled from Oxnard's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Not really a snow town. With winters averaging 45°F, Oxnard sits in the mild-cold band where snowflakes appear occasionally and everything melts within a day. Most years see one storm worth talking about.
Cool, not cold. Winters in Oxnard sit around 45°F — sweater-and-jacket weather most days, with the occasional cold front that reminds you it's still winter.
Warm without being brutal. Summer in Oxnard sits about 77°F on average. Afternoons can push into the high 80s, but mornings and evenings are usually genuinely pleasant.
Oxnard falls in roughly USDA Zone 9. The zone classification is based on average annual minimum temperatures, so it's the right lookup for whether perennials and trees will overwinter here. Note that this is approximate from our winter-temperature data — check the USDA map for the exact zone before betting an expensive plant on it.
Around 33 feet (10 m) above sea level — flat enough that nothing about Oxnard's altitude shows up in daily life.
Middle of the pack. Oxnard comes in around 2,156 per 100,000, basically the national average. The interesting question is usually which neighborhood, not which city — that's where the real variation lives.
Significantly. Oxnard's index of 135 puts it in the top tier of US cities for cost of living — roughly 35% above the national baseline. The pattern is familiar: housing eats a large share of incomes, and people earning median-equivalent jobs from cheaper metros feel the difference fast.
Oxnard scores 39 out of 100 on Walk Score, which translates to "car-dependent but not aggressively so". Transit Score is 26 out of 100. Some neighborhoods buck the citywide average; the dense inner cores are usually noticeably more walkable than the city number suggests.
As a rule of thumb, plan on about $94,409 to live in Oxnard the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Oxnard runs about $1,907/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.