Cost of Living
per year
per month
How Naperville's prices compare to the US city average across major spending categories.
How far does your salary go in Naperville?
Your $100,000 in Naperville has the same purchasing power as $94,402 in the average US city. You'd need $5,598 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Naperville's cost index of 106, sorted by closest match.
If you're weighing a move to Naperville, the short answer is that the city has a few genuine arguments going for it — most obviously paychecks here run high and it's a quieter city by the numbers, plus 3 more things worth knowing. Here's the longer version.
Median household income in Naperville is $143,754 — well above the US median of roughly $75k. It's a city where high-paying industries (tech, finance, professional services) cluster, and the income distribution tilts noticeably upward relative to most of the country.
Naperville reports roughly 888 crime incidents per 100,000 residents, well under the US average of about 3,500 per 100k. As always, citywide numbers paper over real differences between neighborhoods — but the broader trend here is on the calmer end of the US distribution.
Naperville earns a Walk Score of 65/100 — above the US median, with denser neighborhoods scoring higher than the citywide aggregate suggests. A car is still useful for longer trips, but everyday life works on foot for a lot of residents.
Naperville's Bike Score is 65/100 — the kind of number you only get when a city has built real bike infrastructure (protected lanes, connected routes, drivers who expect cyclists). For commuting or just for getting around, the bike is a serious option here, not a hobby.
71% of adults 25 and over in Naperville hold a bachelor's degree or higher — meaningfully above the US average of around 36%. That correlates with the things you'd expect: stronger schools, more white-collar employers, more bookstores than the population alone would predict.
Reasons are pulled from Naperville's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Snow is just part of the winter in Naperville. Average temperatures around 22°F mean the ground stays covered from December well into March, and a snowblower is less optional than aspirational.
Cold enough to plan around. Winter in Naperville averages roughly 22°F, with stretches where daytime highs don't break freezing for weeks. Decent insulation, a real coat, and a car that starts in cold weather are non-negotiable.
Hot, but not desert-hot. Summer in Naperville runs about 82°F on average, with afternoons in the 90s and humidity that varies by region. AC is standard rather than optional.
Approximately USDA Hardiness Zone 7. That's the band gardeners use to pick plants — anything rated for Zone 7 or colder should survive a typical winter in Naperville. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Naperville is at about 715 feet (218 m) above sea level. High enough to be solidly above any coastal concern, low enough that altitude isn't a factor.
By the numbers, yes. Naperville reports roughly 888 crime incidents per 100,000 residents — well under the US average of about 3,500 per 100k. The big caveat applies as always: every city has neighborhoods that look nothing like the citywide average. But the citywide average here is genuinely good.
Roughly average. Naperville's cost-of-living index is 106, putting it in the band where rent, groceries, and utilities track the national norm. Not a bargain, not a premium.
Somewhat. Naperville earns a Walk Score of 65/100 — many daily errands are doable on foot, especially in the denser neighborhoods, but a car still helps for longer trips. Transit Score is 0 out of 100.
Roughly $74,151 a year would match the lifestyle of someone earning $70,000 in an average US city. That's a starting point, not a target — negotiate higher when you can. Median rent in Naperville runs about $1,787/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.