Cost of Living
per year
per month
How Morgan Hill's prices compare to the US city average across major spending categories.
How far does your salary go in Morgan Hill?
Your $100,000 in Morgan Hill has the same purchasing power as $65,828 in the average US city. You'd need $34,172 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Morgan Hill's cost index of 152, sorted by closest match.
So why do people move to Morgan Hill? The honest answer involves a few specific things the data backs up — most clearly paychecks here run high and the weather doesn't punish you, plus 3 more things worth knowing. The detail on each one is below.
Morgan Hill's typical household earns $152,199, which puts it in the top tier of US cities for household income. The bottom of the wage distribution isn't necessarily different from anywhere else, but the median and above sit meaningfully higher.
Morgan Hill's climate sits in the rare US sweet spot — summer averages around 80°F, winter averages around 42°F. You get four seasons without paying the heating bills of the Upper Midwest or the AC bills of the Sun Belt.
The reported crime rate in Morgan Hill runs about 1,775 per 100,000 residents — meaningfully below the national norm. People who care about safety as a baseline rather than a feature tend to land in cities with numbers like these.
Bike Score of 63/100 in Morgan Hill. That puts it in the small group of US cities where you can do groceries, commute, and run errands on a bike without it being a feat of urban survival.
Morgan Hill has a college-educated share of about 46% among adults 25+, which is higher than the national norm. It shows up in the local job mix, in the school district's reputation, and in the kind of conversations you have at the coffee shop.
Reasons are pulled from Morgan Hill's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Not really a snow town. With winters averaging 42°F, Morgan Hill sits in the mild-cold band where snowflakes appear occasionally and everything melts within a day. Most years see one storm worth talking about.
Cool, not cold. Winters in Morgan Hill sit around 42°F — sweater-and-jacket weather most days, with the occasional cold front that reminds you it's still winter.
Reliably warm. Morgan Hill's summer averages around 80°F, the kind of heat where you remember to leave the house before noon for outdoor things and accept that the back of your shirt will be wet by lunchtime.
Approximately USDA Hardiness Zone 9. That's the band gardeners use to pick plants — anything rated for Zone 9 or colder should survive a typical winter in Morgan Hill. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Around 361 feet (110 m) above sea level — flat enough that nothing about Morgan Hill's altitude shows up in daily life.
The headline number is reassuring. Morgan Hill's reported incident rate of about 1,775 per 100,000 is comfortably below the US norm of around 3,500 per 100k. Specific neighborhoods always vary, but the broader picture is on the safer side.
Significantly. Morgan Hill's index of 152 puts it in the top tier of US cities for cost of living — roughly 52% above the national baseline. The pattern is familiar: housing eats a large share of incomes, and people earning median-equivalent jobs from cheaper metros feel the difference fast.
Morgan Hill scores 49 out of 100 on Walk Score, which translates to "car-dependent but not aggressively so". Transit Score is 31 out of 100. Some neighborhoods buck the citywide average; the dense inner cores are usually noticeably more walkable than the city number suggests.
As a rule of thumb, plan on about $106,337 to live in Morgan Hill the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Morgan Hill runs about $2,249/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.