Cost of Living
per year
per month
How Moorhead's prices compare to the US city average across major spending categories.
How far does your salary go in Moorhead?
Your $100,000 in Moorhead has the same purchasing power as $115,340 in the average US city. You'd need $15,340 less here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Moorhead's cost index of 87, sorted by closest match.
Moorhead has a handful of real selling points, and they're not the kind of thing you find in a brochure. Your dollar carries more weight here and safer than the typical us city are the headliners, plus 4 more things worth knowing. The rest is below.
The composite cost-of-living index lands at 87, a comfortable 13% under the US norm. It shows up most clearly in housing, which is where the gap to coastal metros usually opens up. Median rent in town runs about $997/mo against a typical household income of $68,680, which is the kind of ratio that leaves room to save.
Reported crime in Moorhead comes in around 2,677 per 100,000 — under the national baseline of about 3,500. Worth digging into specific neighborhoods before settling on one, but the city-level picture is on the safer side.
Bike Score of 74/100 in Moorhead. That puts it in the small group of US cities where you can do groceries, commute, and run errands on a bike without it being a feat of urban survival.
Average AQI in Moorhead comes in around 39, well into the "good" band. Clean air isn't a thing you appreciate until you've lived somewhere it wasn't — and this is the side of that line you want to be on.
Average commute time in Moorhead runs around 18 minutes one-way — short enough that it doesn't restructure your day. Compared to the 45-plus-minute commutes that are normal in major metros, the difference adds up to a real lifestyle gap.
Moorhead has a college-educated share of about 40% among adults 25+, which is higher than the national norm. It shows up in the local job mix, in the school district's reputation, and in the kind of conversations you have at the coffee shop.
Reasons are pulled from Moorhead's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Yes — and a lot of it. With winter averages near 12°F, Moorhead sees real accumulation most years. Salt for the steps, tires that handle ice, and a sense of humor about February are the usual costs of admission.
Properly cold. Moorhead's winter sits around 12°F on average — and that's the average, meaning plenty of nights drop well below zero. People here own gear.
Reliably warm. Moorhead's summer averages around 81°F, the kind of heat where you remember to leave the house before noon for outdoor things and accept that the back of your shirt will be wet by lunchtime.
Moorhead falls in roughly USDA Zone 6. The zone classification is based on average annual minimum temperatures, so it's the right lookup for whether perennials and trees will overwinter here. Note that this is approximate from our winter-temperature data — check the USDA map for the exact zone before betting an expensive plant on it.
Roughly 906 feet (276 m). That's modest elevation — comparable to most inland-Midwest and Southern cities.
Middle of the pack. Moorhead comes in around 2,677 per 100,000, basically the national average. The interesting question is usually which neighborhood, not which city — that's where the real variation lives.
Moorhead is a genuinely affordable city by US standards. The composite index sits at 87 versus the 100 national baseline — about 13% cheaper overall, with housing doing most of the heavy lifting.
Moorhead's Walk Score is 23/100, firmly in the car-required tier. The layout assumes you'll drive to the grocery store, drive to work, drive everywhere.
As a rule of thumb, plan on about $60,690 to live in Moorhead the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Moorhead runs about $997/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.