Cost of Living
per year
per month
How Georgetown's prices compare to the US city average across major spending categories.
How far does your salary go in Georgetown?
Your $100,000 in Georgetown has the same purchasing power as $95,102 in the average US city. You'd need $4,898 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Georgetown's cost index of 105, sorted by closest match.
Wondering whether you should move to Georgetown? It depends on what you're optimizing for, but the city has real arguments in its favor: texas doesn't tax your paycheck and solidly above-average earnings, plus 2 more things worth knowing. The data behind each is below.
Living in Georgetown means no state income tax on your salary — Texas is one of nine states that simply doesn't have one. On a $100k income that's typically thousands of dollars a year that stay in your account instead of going to a state revenue department.
Median household income in Georgetown is $87,465, a step above the national median of about $75k. The local job market leans toward industries that pay better than average, and that shows up in the take-home for most working households here.
Georgetown reports roughly 1,421 crime incidents per 100,000 residents, well under the US average of about 3,500 per 100k. As always, citywide numbers paper over real differences between neighborhoods — but the broader trend here is on the calmer end of the US distribution.
48% of adults 25 and over in Georgetown hold a bachelor's degree or higher — meaningfully above the US average of around 36%. That correlates with the things you'd expect: stronger schools, more white-collar employers, more bookstores than the population alone would predict.
Reasons are pulled from Georgetown's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Now and then. Georgetown's winters are cool rather than truly cold — about 40°F on average — so most of the precipitation falls as rain. A snowy morning happens a few times a season; sustained accumulation is rare.
Mild on the cold side. Georgetown's winter average of about 40°F is the kind of weather where you want a jacket but the heating bill is manageable. Snow is rare, frost is occasional, and the lawn never really browns out.
Genuinely hot. Summer in Georgetown averages about 95°F, and peak afternoons run well over a hundred. Outdoor plans move to mornings and evenings; AC is the most-used appliance in the house.
Georgetown falls in roughly USDA Zone 9. The zone classification is based on average annual minimum temperatures, so it's the right lookup for whether perennials and trees will overwinter here. Note that this is approximate from our winter-temperature data — check the USDA map for the exact zone before betting an expensive plant on it.
Georgetown is at about 807 feet (246 m) above sea level. High enough to be solidly above any coastal concern, low enough that altitude isn't a factor.
Hurricane season covers June through November, with peak activity in late summer and early fall. For Georgetown, the practical advice is: have a few days of water and supplies on hand from August onward, know your evacuation route, and don't wait for the news to tell you a storm is "probably nothing" — track the cone yourself.
By the numbers, yes. Georgetown reports roughly 1,421 crime incidents per 100,000 residents — well under the US average of about 3,500 per 100k. The big caveat applies as always: every city has neighborhoods that look nothing like the citywide average. But the citywide average here is genuinely good.
Roughly average. Georgetown's cost-of-living index is 105, putting it in the band where rent, groceries, and utilities track the national norm. Not a bargain, not a premium.
Mostly car-dependent. Georgetown's Walk Score of 41/100 means a handful of errands work on foot — depending on the neighborhood — but most residents still need a car for the rest.
Roughly $73,605 a year would match the lifestyle of someone earning $70,000 in an average US city. That's a starting point, not a target — negotiate higher when you can. Median rent in Georgetown runs about $1,575/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.