Cost of Living
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per month
How Deerfield Beach's prices compare to the US city average across major spending categories.
How far does your salary go in Deerfield Beach?
Your $100,000 in Deerfield Beach has the same purchasing power as $79,885 in the average US city. You'd need $20,115 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Deerfield Beach's cost index of 125, sorted by closest match.
So why do people move to Deerfield Beach? The honest answer involves a few specific things the data backs up — most clearly no state income tax and you can put away the heavy coats, plus 2 more things worth knowing. The detail on each one is below.
Florida is one of the handful of US states with no state income tax on wages, so the only income-tax bite on a paycheck in Deerfield Beach is federal. For a household earning $100k, that's a tangible four-figure difference every year compared to a comparable salary in California or New York.
Winters in Deerfield Beach average about 63°F — short, mild, and mostly just a different kind of nice weather than summer's 90°F. If you've spent a few years dealing with real winters and decided the trade-off isn't worth it, this is what the alternative looks like.
The reported crime rate in Deerfield Beach runs about 0 per 100,000 residents — meaningfully below the national norm. People who care about safety as a baseline rather than a feature tend to land in cities with numbers like these.
Average AQI in Deerfield Beach comes in around 39, well into the "good" band. Clean air isn't a thing you appreciate until you've lived somewhere it wasn't — and this is the side of that line you want to be on.
Reasons are pulled from Deerfield Beach's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
No. Winter in Deerfield Beach averages about 63°F — jacket weather, not coat weather. Snow on the actual city is essentially unheard-of.
Deerfield Beach skips winter as the rest of the country knows it. Averages around 63°F mean a jacket is the most you'll need, and that's mainly in the evenings.
Properly hot. Deerfield Beach's summer averages around 90°F with daily highs that routinely break 100°F. The trick to summer here is starting the day at sunrise and staying inside through the worst of it.
Approximately USDA Hardiness Zone 11. That's the band gardeners use to pick plants — anything rated for Zone 11 or colder should survive a typical winter in Deerfield Beach. (The estimate is derived from our winter-temperature data; the official USDA map uses station-level annual minimums and may differ by half a zone.)
Barely above the water. Deerfield Beach is at about 20 feet (6 m) elevation, and parts of the city are essentially at sea level. Flood-zone maps are worth checking before buying a house.
Officially, Atlantic hurricane season runs June 1 through November 30, but most of the action lands between mid-August and mid-October. For Deerfield Beach, that's when to keep half an eye on the National Hurricane Center forecast cone — and when an actual evacuation plan is worth having in the drawer if you're in a low-lying or coastal neighborhood.
The headline number is reassuring. Deerfield Beach's reported incident rate of about 0 per 100,000 is comfortably below the US norm of around 3,500 per 100k. Specific neighborhoods always vary, but the broader picture is on the safer side.
More expensive than average — by enough to plan around. Deerfield Beach's composite index is 125 versus 100 for the US, with rent and home prices driving most of the gap. Salaries in higher-paying industries usually move together, but the math still tightens for everyone else.
Deerfield Beach scores 45 out of 100 on Walk Score, which translates to "car-dependent but not aggressively so". Transit Score is 31 out of 100. Some neighborhoods buck the citywide average; the dense inner cores are usually noticeably more walkable than the city number suggests.
As a rule of thumb, plan on about $87,626 to live in Deerfield Beach the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Deerfield Beach runs about $1,575/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.