Cost of Living
per year
per month
How Coral Gables's prices compare to the US city average across major spending categories.
How far does your salary go in Coral Gables?
Your $100,000 in Coral Gables has the same purchasing power as $79,164 in the average US city. You'd need $20,836 more here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Coral Gables's cost index of 126, sorted by closest match.
These are the reasons people actually move to Coral Gables, ordered roughly by what shows up loudest in the data. Wage income stays untaxed at the state level and above-average earnings, not just for a few people lead, plus 5 more things worth knowing — the rest unpacked below.
Wage income in Coral Gables isn't taxed at the state level. Florida is one of the few US states with no income tax, which is one of the reasons people relocating from high-tax states tend to land here in the first place.
Coral Gables's typical household earns $118,203, which puts it in the top tier of US cities for household income. The bottom of the wage distribution isn't necessarily different from anywhere else, but the median and above sit meaningfully higher.
A jacket, not a parka — winters in Coral Gables average 63°F. Summer ramps up to about 90°F, which is real heat, but the rest of the year is the kind of weather you'd pay good money to visit.
Reported crime in Coral Gables comes in around 2,125 per 100,000 — under the national baseline of about 3,500. Worth digging into specific neighborhoods before settling on one, but the city-level picture is on the safer side.
Average AQI in Coral Gables comes in around 39, well into the "good" band. Clean air isn't a thing you appreciate until you've lived somewhere it wasn't — and this is the side of that line you want to be on.
Average commute time in Coral Gables runs around 25 minutes one-way — short enough that it doesn't restructure your day. Compared to the 45-plus-minute commutes that are normal in major metros, the difference adds up to a real lifestyle gap.
Coral Gables has a college-educated share of about 70% among adults 25+, which is higher than the national norm. It shows up in the local job mix, in the school district's reputation, and in the kind of conversations you have at the coffee shop.
Reasons are pulled from Coral Gables's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Snow isn't part of the local weather. Average winter temperatures sit around 63°F, comfortably above freezing through the whole season.
Coral Gables skips winter as the rest of the country knows it. Averages around 63°F mean a jacket is the most you'll need, and that's mainly in the evenings.
Properly hot. Coral Gables's summer averages around 90°F with daily highs that routinely break 100°F. The trick to summer here is starting the day at sunrise and staying inside through the worst of it.
Zone 11, give or take a half-zone. Coral Gables's typical winter low puts it in that band on the USDA Hardiness map, which is what nurseries label plants against. Use Zone 11 as your starting filter; the USDA's interactive map is more precise for borderline cases.
Barely above the water. Coral Gables is at about 13 feet (4 m) elevation, and parts of the city are essentially at sea level. Flood-zone maps are worth checking before buying a house.
Atlantic basin storms can form from June 1 to November 30, but the serious ones cluster in August, September, and the first half of October. Residents of Coral Gables learn the season's rhythm fast: watch the cone, board up when it's the call, and don't shrug off the slow-mover storms — those are usually the ones that flood.
Middle of the pack. Coral Gables comes in around 2,125 per 100,000, basically the national average. The interesting question is usually which neighborhood, not which city — that's where the real variation lives.
More expensive than average — by enough to plan around. Coral Gables's composite index is 126 versus 100 for the US, with rent and home prices driving most of the gap. Salaries in higher-paying industries usually move together, but the math still tightens for everyone else.
Coral Gables's Walk Score is 7/100, firmly in the car-required tier. Transit Score is 0 out of 100. The layout assumes you'll drive to the grocery store, drive to work, drive everywhere.
As a rule of thumb, plan on about $88,424 to live in Coral Gables the way a $70,000 earner lives in a typical US city. The math gets less forgiving the lower you go below that. Median rent in Coral Gables runs about $1,954/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.