Cost of Living
per year
per month
How Biloxi's prices compare to the US city average across major spending categories.
How far does your salary go in Biloxi?
Your $100,000 in Biloxi has the same purchasing power as $120,322 in the average US city. You'd need $20,322 less here to maintain that standard of living.
Demographics and workforce data from the US Census ACS 5-Year.
bachelor's or higher
Climate, safety, and walkability indicators.
See a side-by-side breakdown of cost of living, housing, and salaries.
Popular comparisons
Sorted by affordability — most affordable first.
Within 10 points of Biloxi's cost index of 83, sorted by closest match.
People moving to Biloxi usually have at least one specific reason. Most of them line up with what the data shows: living costs come in under the us baseline, the drive to work is mercifully short. Here's what's actually on the table.
Biloxi sits at 83 on the composite cost-of-living index — about 17% under the national average. Not the cheapest place in the country, but enough of a discount to notice on rent and groceries every month. Median rent in town runs about $1,007/mo against a typical household income of $55,775, which is the kind of ratio that leaves room to save.
The average one-way commute in Biloxi is about 21 minutes — short by US standards (the national average is closer to 27). Over a year of working days, that's hundreds of hours that don't get spent in traffic, which is the kind of thing you notice in the weekend rather than the weekday.
Reasons are pulled from Biloxi's actual data — Census ACS, BLS, BEA, NOAA, EPA AQS, FBI, and Walk Score. We don't list positives that aren't supported by the numbers, which is why different cities show different sections.
Now and then. Biloxi's winters are cool rather than truly cold — about 43°F on average — so most of the precipitation falls as rain. A snowy morning happens a few times a season; sustained accumulation is rare.
Mild on the cold side. Biloxi's winter average of about 43°F is the kind of weather where you want a jacket but the heating bill is manageable. Snow is rare, frost is occasional, and the lawn never really browns out.
Genuinely hot. Summer in Biloxi averages about 90°F, and peak afternoons run well over a hundred. Outdoor plans move to mornings and evenings; AC is the most-used appliance in the house.
Zone 9, give or take a half-zone. Biloxi's typical winter low puts it in that band on the USDA Hardiness map, which is what nurseries label plants against. Use Zone 9 as your starting filter; the USDA's interactive map is more precise for borderline cases.
Biloxi sits roughly 13 feet (4 m) above sea level — basically at the waterline. Storm surge, king tides, and long-term sea-level rise are real considerations for any coastal property here.
Atlantic basin storms can form from June 1 to November 30, but the serious ones cluster in August, September, and the first half of October. Residents of Biloxi learn the season's rhythm fast: watch the cone, board up when it's the call, and don't shrug off the slow-mover storms — those are usually the ones that flood.
Average for an American city. Biloxi's reported crime rate of about 3,357 per 100,000 residents sits roughly in line with the US baseline of ~3,500. Like anywhere else, the citywide number masks real differences between neighborhoods — worth looking at specific areas before deciding.
No — your dollar actually goes further here. Biloxi's composite cost-of-living index is 83, roughly 17% under the US average. Housing is usually the biggest driver of the discount.
Not really — Biloxi is built around the car. Its Walk Score of 4 out of 100 means almost every errand is a drive. Living without a car is technically possible but real work; most residents wouldn't try it.
Roughly $58,177 a year would match the lifestyle of someone earning $70,000 in an average US city. That's a starting point, not a target — negotiate higher when you can. Median rent in Biloxi runs about $1,007/mo — keeping housing under 30% of gross income points to a similar floor on what you'd want to earn.