City comparison
Cost indices by category, with the US city average (100) marked.
Index: 100 = US city average. Lower is more affordable.
Side-by-side costs, salaries, and sub-category indices.
| Metric | Philadelphia | St. Cloud | Difference |
|---|---|---|---|
| Median rent | $1,250/mo | $944/mo | 32.4% higher in A |
| Median home value | $215,500 | $189,600 | 13.7% higher in A |
| Median household income | $57,537 | $58,910 | 2.3% lower in A |
| Groceries index | 97.5 | 95.7 | 1.8% higher in A |
| Utilities index | 107.5 | 89.6 | 20.0% higher in A |
| Transportation index | 98.6 | 93.6 | 5.4% higher in A |
| Healthcare index | 101.8 | 94.3 | 8.0% higher in A |
How much you'd need to earn in the other city to keep the same standard of living.
If you earn $100,000 in Philadelphia, you'd need $79,709 in St. Cloud to maintain your standard of living.
Climate, safety, and demographics side by side.
St. Cloud, MN is about 20.3% cheaper overall than Philadelphia, PA, based on our cost-of-living index. Housing costs are roughly 38% lower in St. Cloud than in Philadelphia. If you earn $80,000 in Philadelphia, you'd need about $63,767 in St. Cloud to keep the same standard of living.