City comparison
Cost indices by category, with the US city average (100) marked.
Index: 100 = US city average. Lower is more affordable.
Side-by-side costs, salaries, and sub-category indices.
| Metric | Germantown | Silver Spring | Difference |
|---|---|---|---|
| Median rent | $1,908/mo | $1,826/mo | 4.5% higher in A |
| Median home value | $393,700 | $606,100 | 35.0% lower in A |
| Median household income | $109,268 | $95,213 | 14.8% higher in A |
| Groceries index | 108.4 | 107.4 | 0.9% higher in A |
| Utilities index | 108.1 | 106.8 | 1.2% higher in A |
| Transportation index | 98.9 | 97.2 | 1.7% higher in A |
| Healthcare index | 121.8 | 119.2 | 2.2% higher in A |
How much you'd need to earn in the other city to keep the same standard of living.
If you earn $100,000 in Germantown, you'd need $97,107 in Silver Spring to maintain your standard of living.
Climate, safety, and demographics side by side.
Silver Spring, MD is about 2.9% cheaper overall than Germantown, MD, based on our cost-of-living index. Housing costs are roughly 4% lower in Silver Spring than in Germantown. If you earn $80,000 in Germantown, you'd need about $77,685 in Silver Spring to keep the same standard of living.